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COBRA deadlines explained: the 44/60/45 rule every employer should know

Last Updated on May 19, 2026 by VantagePoint COBRA timing rules are easy to underestimate until an employee loses coverage, HR is coordinating with a plan administrator, and everyone realizes the clock is already running. For employers, the challenge is not just knowing that COBRA exists. It is knowing exactly when notices must go out, …

Employee Benefits Trends for 2026: What Employers Should Act On Now

Last Updated on March 17, 2026 by VantagePoint Employee benefits trends in 2026 sit at the intersection of rising costs, tighter oversight, and a workforce that is more outspoken about value. National health spending is projected to keep growing faster than the economy over the coming decade, which flows through to employer renewals, plan design …

Final SECURE 2.0 Roth Catch-Up Rules: Your Payroll Compliance Checklist

Last Updated on March 2, 2026 by VantagePoint As we move further into 2026, employers and plan administrators face an important compliance priority: final regulations now require certain catch-up contributions under the SECURE 2.0 Act to be made as Roth, meaning after tax, representing a significant shift for many retirement plans. If you’re responsible for …

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